assume that you own an annuity that will pay you $15,000 per year for 12 years, with the first payment being made today. you need money today to start a new business, and your uncle offers to give you $92,000 for the annuity. if you sell it, what rate of return would your uncle earn on his investment? a. 15.17% b. 11.77% c. 15.48% d. 13.47% e. 17.96%